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Insurance Companies Try Auto Black Boxes







Insurance Companies Try Auto Black Boxes

Insurance Companies Try Auto Black Boxes 09/02/2004 10:49 PM

Insurance companies are tracking driver behavior through the use of a data recorder. Though privacy advocates say the device smacks of Big Brother, customers are signing up to save on their premiums.




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Insurance Companies Try Auto Black Boxes

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Insurance Companies Try Out Auto Black
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09/03/2004 12:49 AM
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Insurance Cos. Try Out Auto Black Boxes


Insurance Cos. Try Out Auto Black Boxes 09/02/2004 03:45 PM
AP via Newsday Sep 2 2004 7:51PM GMT

Cisco Hosts Insurance Industry Webcast;
Cisco Launches New Insurance Solutions
Set to Help Insurance Companies


Cisco Hosts Insurance Industry Webcast;
Cisco Launches New Insurance Solutions
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04/13/2005 11:59 AM
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Auto Insurance Rates Falling


Auto Insurance Rates Falling 07/08/2004 10:26 AM
Rejoice -- your next car insurance bill may be smaller than you expected.

Black Boxes for Spacecrafts


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NTSB Recommends Black Boxes For All Cars


NTSB Recommends Black Boxes For All Cars 08/04/2004 04:47 AM

"Black boxes" coming to NYC taxis, then
maybe your car: safety over privacy?


"Black boxes" coming to NYC taxis, then
maybe your car: safety over privacy?
03/13/2003 02:11 PM
Taxicab telematics: "black boxes" that monitor pre-crash speed and accident factors may be coming soon to New York City cabs. Insurance companies are also exploring the possibility of installing them in consumers' cars. IBM is developing the devices, and estimated price tag is around few hundred dollars apiece.
Closely held American Transit Insurance Co., New York, which insures 80% of the taxis and limousines in the Big Apple, said the devices will be installed late this summer. The company plans to offer $300 insurance discounts to induce owners of as many as 1,500 cabs to take part....Wednesday, IBM and Norwich Union, a car-insurance unit of Britain's Aviva PLC, announced plans to put black boxes in 5,000 volunteers' cars. The aim is to see whether people who drive less should get lower insurance rates. That program could raise invasion-of-privacy issues, because it keep tabs on when, where and how much the cars are driven.
Link to WSJ story (subscription required), Discuss

UN Troops Killed in Benin Crash, Black
Boxes Found


UN Troops Killed in Benin Crash, Black
Boxes Found
12/27/2003 04:09 PM
Reuters via Wired News Dec 27 2003 3:39PM ET

Insurance companies blacklist home
owners


Insurance companies blacklist home
owners
03/11/2003 10:45 AM
Taking a Risk in Making a Claim - Insurance Firms Often Quick to Cancel Homeowners “We were absolutely amazed,” she said. “We thought we had been very good, paying our monthly bills. And we had also insured our business car...

Insurance Companies Planning to Survive
a Nuclear Attack


Insurance Companies Planning to Survive
a Nuclear Attack
06/01/2004 12:20 PM

Just got my new airplane insurance policy.  Several pages in the front are devoted to excluding coverage for a nuclear attack on the U.S.  If a big bomb is dropped on the hangar in Bedford they don't have to pay:  "the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof".  Not do they have to pay for a dirty bomb set off in a shipping container in the harbor:  "ionizing radiations or contamination by radioactivity from ... any other radioactive source whatsoever."


CFP 2004: Data mining allowing insurance
companies to do high-tech redlining


CFP 2004: Data mining allowing insurance
companies to do high-tech redlining
04/21/2004 02:20 PM
Birny Birnbaum, Executive Directorfor the Center for Economic Justice in Texas, just gave an astounding presentation at CFP 2004 about how insurance companies are using data mining to do "high-tech redlining," denying coverage or charging excess rates for insurance when...

Boxes and boxes of iPod socks! [Flickr]


Boxes and boxes of iPod socks! [Flickr] 12/17/2004 06:42 PM

Cygnus Software Helps Gleaner Life
Insurance Society’s Insurance
Professional Program


Cygnus Software Helps Gleaner Life
Insurance Society’s Insurance
Professional Program
03/23/2005 12:56 PM
Cygnus Software Inc., a provider of practical, insurance and financial planning sales solutions, today announced that Gleaner Life Insurance Society has selected Cygnus’s IncomeMax needs analysis and retirement planning software to be used by their agents in the Gleaner Insurance Professional program. [PRWEB Mar 23, 2005]

Insurance Company Offering eBay
Insurance


Insurance Company Offering eBay
Insurance
11/17/2003 04:17 AM
Everyone has heard about various eBay scams, and it's making people increasingly nervous to buy or sell products on the site. So, along comes an insurance company to try to help alleviate some of the problems. They're offering a form of eBay insurance, though it might not work the way you would expect. It's targeted at eBay power sellers who are willing to give up a small percentage of each sale for the right to display a "BuySafe" logo. The logo is supposed to link to a site that will verify that the logo has been approved. The insurance company (Hartford) then insures that the buyer will either receive the good - or the money they paid for the good will be returned. Of course, they'll only handle claims that occur within 30 days of the sale, so if the seller keeps telling you to hang on a little while longer, you might be out of luck. Also, eBay offers their own service like this, but the fine print is a killer. While the service promises to refund up to $1,000, it isn't $1,000 per purchase, but $1,000 per seller. So, if (as did happen) a seller with such a logo scams people out of a million dollars, the company would split $1,000 among all the victims. Not particularly comforting.

At least 85 percent of money managed by
Coalition Provisional Authority going to
U.S. companies—not to Iraq
companies, as promised


At least 85 percent of money managed by
Coalition Provisional Authority going to
U.S. companies—not to Iraq
companies, as promised
08/04/2004 05:05 PM
pretty pathetic

washingtonpost.com/wp-dyn/articles/A37822-2004Aug3.html
track this site | 3 links


Sony's PSP: Available in Black, Black,
and Black


Sony's PSP: Available in Black, Black,
and Black
05/29/2004 09:18 PM

med_psp_front.jpg imageLooks like all those pastel PSPs Sony was showing at E3 were just a tease. According to an interview in Japanese game magazine Famitsu, Sony claims the various color PSPs were "just for reference. We plan to make the system black." I wouldn't worry too much, though. I'm sure if the PSP does well at all, color models will start showing up in no time at all.
Read [IGN via Portagame]


Chris Abraham: Evil Man in Black and His
Evil Black Suitcases Tackled by the Good
Guys


Chris Abraham: Evil Man in Black and His
Evil Black Suitcases Tackled by the Good
Guys
04/12/2005 05:55 AM
Evil Man in Black and His Evil Black Suitcases Tackled by the Good Guys .. Permalink

chrisabraham.com/2005/04/evil_man_in_bla.html
track this site | 5 links


Little Boxes


Little Boxes 05/09/2004 11:30 AM
for those still bellyaching about CSS positioning

CSS Shadow Boxes


CSS Shadow Boxes 01/24/2004 10:36 PM

Shadow Boxing: Well-done, simple technique for shadowed boxes with CSS.

Click here to comment on this entry


The conspiracy against our in-boxes


The conspiracy against our in-boxes 10/31/2003 10:35 AM
Opinion Why trusted bulk email is an oxymoron

Aspiring Screenwriters Battle it Out in
the First National Screenplay Showdown -
The Competition Gives the Best New
Screenwriters from Around the Country an
Opportunity to Work With A-List
Agencies, Management Companies and
Production Companies Presented by the
Nashville Screenwriters Conference


Aspiring Screenwriters Battle it Out in
the First National Screenplay Showdown -
The Competition Gives the Best New
Screenwriters from Around the Country an
Opportunity to Work With A-List
Agencies, Management Companies and
Production Companies Presented by the
Nashville Screenwriters Conference
06/09/2004 04:35 AM
Bridging the distance between the Hollywood film industry and the best new screenwriters across the country, the Nashville Screenwriters Conference announces its first National Screenplay Showdown. After six years of presenting the best writers and filmmakers in the entertainment industry at the Nashville Screenwriters Conference, the organization has teamed up with Ed Rugoff from the prestigious Chesterfield Writer’s Film Project to give aspiring screenwriters an opportunity to take their work west – all the way to Hollywood. The Showdown evaluates screenplays solely on the basis of story-telling ability, meaning that all genres have the same chance of winning. The winning screenplay writers will find themselves in front of the most prestigious literary agencies and management companies in consideration for representation. [PRWEB Jun 9, 2004]

Voting Machine Companies Make Political
Contributions to Both Democrats and
Republicans - New Report Traces Campaign
Contributions of Companies that Produce
E-Voting Machines


Voting Machine Companies Make Political
Contributions to Both Democrats and
Republicans - New Report Traces Campaign
Contributions of Companies that Produce
E-Voting Machines
08/13/2004 03:15 AM
New research on the political campaign contributions made to Democrats and Republicans by voting maching companies. [PRWEB Aug 13, 2004]

Cable boxes bulking up


Cable boxes bulking up 04/04/2005 03:09 PM
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Subtraction: New Boxes, Same Arrows


Subtraction: New Boxes, Same Arrows 08/22/2004 09:23 AM
New Boxes, Same Arrows - classy proposed redesign for Boxes and Arrows .. Khoi Vinh's outstanding redesign contest mockups .. Excellent redesign concept

subtraction.com/archives/2004/0816_new_boxes_sa.php
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The Curious Incident of the Boxes


The Curious Incident of the Boxes 05/18/2004 10:46 PM
An auction of Arthur Conan Doyle's artifacts has provoked a fight and a mystery almost worthy of Sherlock Holmes himself.

How to Add Fluid Borders to Your Boxes
with CSS


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06/05/2005 11:48 PM
In the last tutorial you learned how to style a definition list. This week, you'll delve deeper into this process and learn how to add different fluid borders to your boxes using just CSS. By Stu Nicholls. 0523

boxes and arrows turns 2


boxes and arrows turns 2 04/16/2004 01:06 AM
i can't believe i've been reading the site that long already. it's still a great MT site.

Update DTC list boxes


Update DTC list boxes 08/23/2002 08:00 AM
CNET Aug 22 2002 10:24PM ET

New virus hitting in-boxes


New virus hitting in-boxes 01/26/2004 06:31 PM
Antivirus firms warn PC users of a new mass-mailing computer virus that has lodged itself into a large number of PCs by masquerading as an e-mail error.

Microsoft launches set-top boxes


Microsoft launches set-top boxes 09/15/2004 09:55 AM
Digital Television Group Sep 15 2004 1:45PM GMT

Social Software for Set-Top boxes...


Social Software for Set-Top boxes... 03/23/2005 07:59 PM

You can download the core part of the material that follows as a PDF presentation entitled Social Software for Set-Top Boxes (4Mb).

A buddy-list for television:
Imagine a buddy-list on your television that you could bring onto your screen with the merest tap of a 'friends' key on your remote control. The buddy list would be the first stage of an interface that would let you add and remove friends, and see what your friends are watching in real-time - whether they be watching live television or something stored on their PVRs. Adding friends would be simple - you could enter letters on screen using your remote, or browse your existing friends' contact lists.

Being able to see what your friends were watching on television would remind you of programmes that you also wanted to see, it would help you spot programmes that your social circle thought were interesting and it could start to give you a shared social context for conversations about the media that you and your friends had both enjoyed.

Obviously there might be some programmes that you might wish to view with a significant other, but wouldn't necessarily want to advertise to the rest of the world that you were watching. For this reason your personalised settings would have to have all kinds of options to help you control how you were being represented to the wider world that were as simple to use and unobtrusive as possible. Primary among the tools at your disposal would be your ability to tell your set-top box not to advertise that you were watching any shows marked as for adults only and to mark certain channels as similarly private. These settings would obviously be on by default.

Presence alerts:
One of the core functions of a socially enabled set-top box would be to create the impression of watching television alongside your peer group and friends - even if you were geographically distant from one another. One key way to do this would be to create a sensation of simultaneity - to remind you that there are other people in your social circle doing things at the same time as you. This would allow you to create a mental impression of what your friends were doing.

Here are two versions of an alert that could fade up gently onto the screen when someone on your buddy list changes channel. These alerts would work in two ways - if the person was changing channel and landed on a station as a programme was just about to begin or within the first three or four minutes of a programme, then the alert would be immediate. This would give you the opportunity to change over to that channel as well without missing too much of the show. If - however - they were changing over to a channel in the middle of a show or they changed the channel again within ten seconds, then the alert would not be sent. They would have to have been watching the new channel for a few minutes before an alert would be sent. There would be nothing more intrusive and irritating than watching someone compulsively flick between channels at a distance (except perhaps being in the room with them as they did so).

The most important part of all these alerts is that they provide you with the option to join the person concerned in whichever programme they happen to now be watching...

Watch with your friends:
Now we have the concept of joining a friend to watch a show, we have to ask what should that experience be like? How should your parallel engagement manifest itself. Traditionally, net-mediated social spaces have tended towards text as a communicative medium. But this would seem like an enormously clumsy way to interact during a television programme.

Television is an audio-visual medium and there's no reason why your engagement with your friends shouldn't also be audio-visual. For this reason a simple high quality webcam above the television would help you see how your friends were responding to what was on screen - it would help you feel an experience of shared engagement without there being a need for overt discussion. By default your conversations with your friends would be muted, and you could - of course - minimise their images if they started to get annoying, but if you wanted to shout and scream alongside your friends, then you'd simply turn the sound back on. This would be the perfect form of engagement around certain sporting events, or for making a well-known television programme or film just the backgrounded context for a shared conversation.

In the mock-up below, you can see the cameras of three of your friends on the right. One person has wandered away from their TV...

Chatting and planning:
If your friends were in the room with you during an ad break, you might chat about the programme you've just been watching or bitch about the adverts in front of you. You might turn the sound down low for a few seconds and talk about something else completely. There are lots of contexts where the programme on television might not be the main focus of activity around the television. These might be times when it's still important to have a sense of what's happening on the screen, but where the social activity has been dragged to the foreground.

Set-top box social software would have to support such engagements. So how about a second view when you're in one of these social situations? From having the programme in the foreground, one simple switch of the button could drag your friends into the limelight. The programme could be fully or partially muted, and your friends automatically unmuted. Then you could chat to each other about the programme you'd just watched, or wait for the adverts to end together. You could even use these opportunities to plan what to watch next. If this was handled in a similar way to group formation and parties in online gaming structures like Halo 2, then perhaps one person could even set up the next programme and stream it to everyone else, or cue forward to show their friends the best part of a particular dance sequence or the key quote from a political interview.

Choosing channels and playing games:
Having this technology in place under your television could create a tremendous platform for all kinds of other applications or games to be layered on top of your television experience. And these could be equally usable with people in the same room as yourself. If you gave everyone a personalised remote control (or installed universal remote control software in something like a mobile phone) then people could propose changing channels but be over-ruled by other people in the room. The wonderful browsing experience of flicking through music video channels could be turned into a game, with each song being rated on the fly by everyone present or telepresent and records kept of channels and songs that people tended to enjoy. The same controls could be hooked up to other forms of interactive television or to net-enabled functionality on the boxes themselves...

Sharing a social library:
And finally, to return to the idea of media discovery and regenerating a social context around television programming, how about if the shows that many of your friends had decided in advance to record were automatically recorded by your device too. How would it be if you never missed the show that everyone was talking about? And if you had - your box could ask its peers for some kind of swarmed download if anyone still had a copy and it could appear in your local library overnight.

All this of course, is just the very beginning of the kinds of things that you could create with a socially-enabled TV set-top box. It's all basically just extensions of stuff that we're already doing in other media. There are still technological barriers of course - bandwidth and synchronisation being core problems. But we're gradually on the way to solving them.

To repeat - If you'd like to download this piece as a simple to read and print PDF presentation then you can do so here: Social Software for Set-Top Boxes (4Mb).

Addendum:
Here are a few related links that people have brought to my attention since posting this stuff up or since I finished work on the presentation and illustrations. I'm a little cross with myself for not posting this stuff up before, but hey...

Read the comments


Dueling Music Boxes


Dueling Music Boxes 08/13/2004 09:15 PM
This week I've been playing with three new products designed to bring your digital music library into your home stereo system. By Jason Snell, Macworld (via MyAppleMenu)

ASCII Code in Dialog Boxes


ASCII Code in Dialog Boxes 09/21/2004 12:43 AM

- Humax to Export $2 Mil. Set-Top Boxes
to Russia


- Humax to Export $2 Mil. Set-Top Boxes
to Russia
04/19/2004 04:20 AM
Hankooki Apr 19 2004 8:50AM GMT

Mobiles kill off more phone boxes


Mobiles kill off more phone boxes 09/03/2004 07:41 PM
Thousands of loss-making phone boxes face the axe as mobile phone use soars in the UK, says BT.

AMD Targets 64-bit Desktop, Game Boxes


AMD Targets 64-bit Desktop, Game Boxes 06/01/2004 02:00 PM
Internet News Jun 1 2004 5:50PM GMT

Humax to Export $2 Mil. Set-Top Boxes to
Russia


Humax to Export $2 Mil. Set-Top Boxes to
Russia
04/19/2004 04:20 AM
Hankooki Apr 19 2004 8:50AM GMT

System Guide: Gaming Boxes


System Guide: Gaming Boxes 08/31/2004 12:44 AM
Ducking in just before the end of the month, the August Ars System Guide update features a new specialized guide: gaming systems. Spec out both the Ultimate and Performance Gaming System.

Before we get on the subject of safe
deposit boxes


Before we get on the subject of safe
deposit boxes
05/12/2004 04:13 AM
The response to last week's newsletter proposing a "safe deposit box" metaphor for identity federation and storage has been tremendous. I'm still reading through the messages, following the links and downloading the papers. It'll take another week or two before I'll be ready to present your thoughts, so bear with me.
Grok Description matches for Insurance Companies Try Auto Black Boxes
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Insurance Companies Try Auto Black Boxes

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