PayPal, The Fifth Credit Card?

Grok Headline matches for PayPal, The Fifth Credit Card?

Is PayPal The Fifth Credit Card?

Is PayPal The Fifth Credit Card? 05/03/2004 01:45 PM
After working incredibly hard in the legal arena to make sure that they weren't declared a bank, PayPal is now doing much more to appear bank-like to websites that want to take transactions. They're implementing a series of web services designed to make it easier to incorporate a PayPal option for commerce sites, along with traditional credit cards. Of course, some are pointing out that the demand just isn't there for such things. The end-users don't see much benefit if the site already has a merchant account and can offer credit card payments. There isn't much of a benefit to end users to use PayPal when they can just as easily use a credit card. The only advantage is to sites that can't afford or don't want a merchant account of their own - and they're probably already using PayPal.

PayPal gives credit

PayPal gives credit 06/25/2004 01:42 PM

Briefly: PayPal gives credit

Briefly: PayPal gives credit 06/25/2004 01:51 PM
roundup Plus: Proposed spyware bill seeks penalties...Nextel races into the pit...Intel debuts Celeron for low-cost desktops.

I Want An Apple Credit Card

I Want An Apple Credit Card 08/06/2004 11:30 AM
The possibilities are endless for an Apple Credit Card and I can't wait to have one in my wallet. How about you? By Gregory Ng, Apple Matters (via MyAppleMenu)

Credit Card Caddy 0.1

Credit Card Caddy 0.1 06/06/2004 06:50 AM
A tool for setting and viewing options for paying off your credit cards.

UK credit card fraud down 8%

UK credit card fraud down 8% 03/08/2004 11:14 PM

Credit Card Fraud

Credit Card Fraud 06/14/2004 12:51 AM
My wife was hit by credit card fraud last week - somehow, someone managed to get her credit card number and used it to make charges to AOL - setting up an email account in my wife's name that even used our actual address, phone number etc. Register.com - two charges were made here which were subsequently reimbursed before we... (328 words)

Googling your credit card

Googling your credit card 08/04/2004 11:54 AM
Source: News.com - Simple queries using the Google search engine can turn up a handful of sites that have posted credit card information to the Web, CNET News.com learned on Tuesday....

The Credit Card Prank II

The Credit Card Prank II 03/22/2005 03:18 PM
credit card receipts with fake names .. The Credit Card Prank II .. signature verification

zug.com/pranks/credit_card
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credit card debt

credit card debt 06/06/2004 08:12 AM

e-credit-card-debt.com
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maxed-out credit card

maxed-out credit card 11/02/2003 03:13 AM
"hot check" writing .. nathan newman .. Newman

nathannewman.org/log/archives/001286.shtml#001286
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Watch where you use your credit card!

Watch where you use your credit card! 03/20/2003 08:33 AM
Porn scams cost consumers 230 Million dollars. Nothing like Sex to spice up a story. Seems that a lot of...

Want to Charge It? You'll Have to Talk
to Your Credit Card

Want to Charge It? You'll Have to Talk
to Your Credit Card 05/19/2004 06:04 PM
A company has designed a credit card with an unusual security feature: it works only when it recognizes the voice of its rightful owner.

Credit Card Breaches Not Only Old Hat,
But Also Declining

Credit Card Breaches Not Only Old Hat,
But Also Declining 06/22/2005 02:17 AM
In the wake of CardSystems outra geous 40 million customer data exposure and its seemi ngly quaint predecessors, the Monday morning quarterbacks are weighing to explain what we've all known for a while now: security breaches of this kind are nothing new, it's just that we're finding out about them more. In fact, the evidence shows that the incidence of credit card fraud is actually declining. Turns out that banks and merchants have been tackling this issue for some time, and actually reduced illegal credit card purchases by $100 million between 2003 and 2004. The industry still has a ways to go (after all, $788 million worth of fraud is still a serious problem), but at least there are signs of improvement. The same can't be said of identity theft, which the BusinessWeek story says is slightly on the rise and probably fueling the misperception about fraud in general. Of course, identity theft is a much more damaging crime with fewer solutions than a bunch of fake charges on your credit card. And, scammers don't need to swipe tons of data to cause widespread problems. Just a couple hundred thousand people's info will do.

Truly Unbelievable Credit Card Pranks

Truly Unbelievable Credit Card Pranks 06/22/2005 02:41 AM

Here’s a series of real life pranks by a guy from Zug.com who wanted to see just how important credit security was when he used his card at various stores and restaurants. He starts out slow - signing names other than his own, advances to wacky names like Beethoven, and even devolved into drawing ducks, hieroglyphics, and a little grid picture. None of it mattered. (The photos are hilarious.) Eventually he started signing blatant theft…

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Entering credit card numbers

Entering credit card numbers 02/10/2004 02:44 PM
Bruce Tognazzini writes in his Ask Tog column Top 10 Reasons to Not Shop On Line: "...Why can’t I input my credit card number the way it appears on the card? Why do I have to suck the extra spaces out, making it all but impossible to re-scan it for errors? We’re talking three spaces here, three bytes." (via Usability Views) I will quite often try to see if a credit card number field gives me enough room to enter it with spaces. If it does, I will then delete the spaces because I know so many places can't handle them. Any of you web programmers out there, tell me you couldn't write code to strip three spaces out of a credit card number? We're talking regular expressions 101 here. In a similar vein, I once asked a programmer I was working with to allow social security numbers to accept both no spaces or hyphens, and they told me the code to take hyphens out was easier than the code insisting the user enter it without hyphens....

A credit card is enough for some online
U.S. pharmacies

A credit card is enough for some online
U.S. pharmacies 06/18/2004 05:02 AM
Philly.com - Fri Jun 18, 09:21 am GMT

Credit card details published on Web

Credit card details published on Web 07/05/2004 07:57 AM
It was five years ago today... 5 July 1999

Catching the credit card thieves

Catching the credit card thieves 03/25/2005 09:11 PM
Curtis Poe got his credit cards stolen: This morning, I found out that thousands of dollars of charges had been made on two of my credit cards in the past two days. Now, the identity thieves are sitting in jail. This is how it happened. It involves identity theft, a careless thief, one pissed-off Ovid and lots of luck. Awesome!...

A Different Kind of Credit Card
Statement

A Different Kind of Credit Card
Statement 04/30/2004 12:44 AM

Visa Toys With Credit Card Displays

"Visa International is experimenting with credit cards that include a small display screen where customers could view recent transactions, bank balances, or local currency exchange rates, says Deborah Arnold, Visa's vice president of global consumer strategies....

Visa expects to have produced working prototypes of the devices in about a year's time, Arnold says, although with security and other technology issues still to be ironed out, it's likely to be a few years before such cards become widely available. In addition, the LCD-like screens being used in early designs are too fragile for everyday use, Arnold says....

Another issue with the use of display screens on credit cards is cost-effectiveness, she says. 'It's all expensive--the cost of the battery, the display, hooking [the display] up to the chip. The initial cards with these displays are going to be very expensive,' she says....

Clearly, displaying personal account information on a card presents potential security concerns, and Visa is looking at technologies such as biometrics and passwords to secure access. Banks and end users will help to determine how much security is necessary, and certain information, such as points accrued through loyalty programs, might not need much protection, she says." [PCWorld.com]

An interesting idea, and you have to wonder if these catch on someday, will patrons expect to be able to read their library cards, too? Could be kind of handy to be able to whip out your library card and see which items you have checked out and when they're due.

Hackers hit credit card company

Hackers hit credit card company 09/23/2004 10:56 AM

Credit Card Fees on the Rise

Credit Card Fees on the Rise 05/26/2004 02:59 PM
New consumer report details skyrocketing credit card fees.

Sneaky Credit Card Tactics

Sneaky Credit Card Tactics 08/17/2004 09:04 AM
Keep an eye on your credit card issuers -- they may be about to raise your rates.

NEC Shows Off TV and Credit-Card Phones

NEC Shows Off TV and Credit-Card Phones 08/16/2004 04:22 PM
Extreme Tech Aug 16 2004 8:15PM GMT

Extortionists hit US credit card firm

Extortionists hit US credit card firm 09/23/2004 06:52 AM
Computer Weekly Sep 23 2004 10:05AM GMT

"credit card signature pranks"

"credit card signature pranks" 03/27/2005 04:45 AM

Capital One Sued Over Credit Card Ads

Capital One Sued Over Credit Card Ads 12/31/2004 02:16 PM
Reuters via Wired News Dec 31 2004 6:40PM GMT

Wave the Card for Instant Credit

Wave the Card for Instant Credit 12/15/2003 05:51 AM
Credit card companies want to make spending even easier: They are testing a new 'contactless' credit card that charges an account when it's wafted past a special reader. Some experts warn security is the biggest obstacle.

Credit card problems 'overstated'

Credit card problems 'overstated' 06/03/2004 08:05 PM
Concern about credit card debt is 'over hyped' and the UK is not up to its neck in credit card debt, says Mori.

Transform your phone into a credit card

Transform your phone into a credit card 08/03/2004 05:17 AM
The Star Online Aug 3 2004 9:16AM GMT

Credit Card ID Theft Affects 180,000

Credit Card ID Theft Affects 180,000 04/14/2005 09:22 AM
180,000 individuals that used their MasterCard credit cards at Polo Ralph Lauren stores are being informed that they may have had their personal information compromised, British bank HSBC revealed on Wednesday. In particular, the theft seems to be limited to those carrying GM-branded MasterCards.

Want to charge it? Talk to your credit
card

Want to charge it? Talk to your credit
card 05/20/2004 09:50 AM
CNET May 20 2004 2:09PM GMT

Credit card hacking not hard

Credit card hacking not hard 06/24/2005 08:30 PM

New credit card faster than cash

New credit card faster than cash 12/18/2003 04:36 AM
Philadelphia Inquirer Dec 18 2003 3:54AM ET

NEC's Credit Card Phone

NEC's Credit Card Phone 04/09/2004 03:55 PM
JOEL JOHNSON -- Don't get too riled up: this NEC N900 cameraphone is available only in China for now. Plus it can only be used with a headset, but that only makes the credit-card sized device a tiny bit less desirable. Read...

Casio's Credit Card Watch

Casio's Credit Card Watch 06/13/2004 02:24 AM

Other News: Credit Card Security Breach

Other News: Credit Card Security Breach 07/15/2004 10:13 AM
Intuit let thieves get 47,000 customer credit card records.

You Know it is Credit Card Fraud, But
Can Not Find the Proof

You Know it is Credit Card Fraud, But
Can Not Find the Proof 02/01/2005 09:16 PM
"Listed some items on eBay. Got an email from a woman "Opening a new store in Indonesia" and looking for inventory, wanting me to be her wholesale provider."

Worm steals credit card details

Worm steals credit card details 06/04/2004 07:16 AM
People are being warned about a Windows virus that is stealing credit card and online banking data.
Grok Description matches for PayPal, The Fifth Credit Card?
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Scam Busters Just As Bad As Scam
Victims?

Scam Busters Just As Bad As Scam
Victims? 01/19/2004 05:05 AM
An odd article out of South Africa complaining that scam busters are just as bad as scam victims - in that they act in just as predictable a manner. Of course, the scam busters aren't the folks losing money to the scammers, and, in fact, they often are doing a good job to spread news of a scam to protect potential victims. So, I'm a bit confused as to what's so upsetting about people taking it upon themselves to tell others about a scam. Certainly, there are some things that don't deserve to be publicized, but are, due to the intensity of the efforts against them. However, scams are something that clearly should be publicized to limit the negative impact. It seems that the real complaint of the writer isn't so much scam busters, but "fad" busters who complain about people getting hooked on the latest fad. However, fads and scams are two very different things.

Scam Within A Scam Warning

Scam Within A Scam Warning 12/22/2003 07:43 PM
There have been a ton of warnings about so-called "phishing" spam scams - where a very realistic email from a well-known financial firm asks you to confirm the details of your account. Of course, the email isn't real and the scammers just want your account details. They go through all sorts of tricks to hide the fact that the email isn't real, but the latest such phishing scam uses a bit of social engineering. It warns people about such scams, and then says they need to fill out new information to avoid being taken by such a scam. It seems the scammers are trying to get increasingly clever, and it's an interesting social engineering trick to try to get people to let down their guard by first warning them about a scam - and then scamming them anyway.

Scam I am

Scam I am 04/06/2005 10:04 AM
Management consulting is a giant fraud! OK, we knew that. But what Martin Kihn reveals in his entertaining new book is just what miserable lives these know-nothing "experts" lead.

Romancing The E-Scam

Romancing The E-Scam 12/02/2003 12:13 AM
It's fairly impressive what scammers can trick people out of. A man in Minnesota has been arrested for tricking two women out of over $300,000. He met them both in "romantic" online chat rooms, and convinced them to give him money to invest in various real estate deals that apparently didn't exist. One woman was scammed out of $36,000, but the other forked over $280,000 before she realized that the real estate deals didn't exist. So, here's the question: you meet someone in an online "romance" chat room and they start asking you for money. At what point do you stop and do a little due diligence before just sending them checks? I would think that most people wouldn't even bother to speak to the guy again, but if you can get past that, you'd at least try to find out a little more about what you were investing in. Some people apparently have too much money on their hands and don't seem to care what happens to it.

Warning over net name scam

Warning over net name scam 04/28/2004 04:10 PM
BBC Apr 28 2004 7:56PM GMT

New advance fee scam

New advance fee scam 01/05/2005 08:31 AM
Personal Computer World Jan 5 2005 12:49PM GMT

Scam the scamers

Scam the scamers 12/02/2003 01:38 AM
Inspirert av Marcus sin post fra sin spam folder, søkte jeg litt på nettet og fant en hysterisk morsom site: Quatloos! som er en site for diverse e-mail scams. Spesiellt artig var denne samtalen mellom DR. ELVIS ANYIM, the Procurment...

Anatomy of a 419 scam

Anatomy of a 419 scam 07/09/2004 08:31 AM
Exclusive One victim's first-hand account of advance fee fraud

Following The Bouncing 419 Scam

Following The Bouncing 419 Scam 07/09/2004 01:13 PM
Because no one can believe just how often people are fooled by obvious 419 scams, the folks over at TheRegister have put together a story looking at the details of how one works, including the entire series of emailed correspondences. They also checked out the fake bank that the sucker sent his money too, and even spoke to someone claiming to work at the bank, who quickly got upset and hung up on them as he discovered where the phone call was headed. However, as they point out, it was the guy's own greed that got him into the situation: "He allowed his desire for riches to suck him into a scheme that - even if true - he must have known to be illegal. He has no recourse to law and the 419ers are laughing all the way to their bogus London bank."

yet another new phising scam

yet another new phising scam 01/22/2004 12:45 PM
Gadi Evron (Jan 22 2004)

Latest Scam: Pay Us For Using @

Latest Scam: Pay Us For Using @ 08/17/2004 03:23 PM
TheRegister has picked up one of the more amusing scam emails apparently making the rounds. It's not entirely clear how much they're actually asking for (the quoted email shows a few different amounts), but those behind the scam are suggesting that they've copyright ed the "@" symbol and users need to pay (somewhere around $10 to $20) for an unlimited one-year license. The thing is... some people might actually fall for something like this.

How Will They Scam Thee?

How Will They Scam Thee? 01/27/2004 02:56 PM
The FTC counts the ways consumers are hoodwinked in a new report.

SANS reports greetings scam

SANS reports greetings scam 04/06/2005 09:55 AM
Computer Weekly Apr 6 2005 2:04PM GMT

More Scam Victims Who Don't Believe
They've Been Scammed

More Scam Victims Who Don't Believe
They've Been Scammed 04/28/2004 11:40 AM
Last year, we wrote about a man in Florida who gave all of his money to Nigerian scammers and still refused to believe he had been conned. It seems like this is fairly common. Over in Switzerland, police tried to explain to someone why the $115,000 he had sent to Nigeria was never going to be seen again, and he refused to believe him. Despite plenty of evidence being presented to him, six months later he was found sending another $38,000 to Nigerian scammers. There's a point at which you wonder if some of these people almost deserve to lose their money.

Firms warned over net name scam

Firms warned over net name scam 04/28/2004 10:15 AM
Small businesses are being warned by the Office of Fair Trading about a scam in which firms are asked to pay to register domain names.

Other News: Mob Phone Scam

Other News: Mob Phone Scam 02/12/2004 11:28 AM
An organized crime scam sucked $200 million out of victims' accounts via innocuous little charges on phone bills.

Microsoft e-mail an old scam

Microsoft e-mail an old scam 04/27/2004 03:58 PM
SiliconValley.com Apr 27 2004 8:09PM GMT

Platypus Templates scam

Platypus Templates scam 04/15/2004 03:35 PM
Have you noticed mysterious charges on your bank statement or credit card statement from platypustemplates.com, phone number 501-635-1699? It's a scam; here are the details. (236 words)

U.S. Acts to End Web-Site Tax Scam

U.S. Acts to End Web-Site Tax Scam 04/14/2004 10:37 PM
Washington Post Apr 15 2004 2:28AM GMT

Other News: Deaf Scam

Other News: Deaf Scam 04/09/2004 04:01 PM
We're *really* starting to dislike Nigeria....

Other News: "Do Not Call" Scam

Other News: "Do Not Call" Scam 02/13/2004 11:54 AM
The FTC points out a fake "Do Not Call" website.

UTPD: ATM SCAM ALERT

UTPD: ATM SCAM ALERT 02/19/2004 06:15 PM
photos of an ATM scam

utexas.edu/admin/utpd/atm.html
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IRS warns of e-mail scam

IRS warns of e-mail scam 04/30/2004 09:57 PM

Internet scam uncovered

Internet scam uncovered 05/03/2004 10:12 PM
Sunday Times South Africa May 4 2004 2:57AM GMT

EBI beats Internet scam

EBI beats Internet scam 09/02/2004 12:40 AM
AME Info Sep 2 2004 4:34AM GMT

The internet lottery scam

The internet lottery scam 08/27/2004 01:35 PM
Expatica Netherlands Aug 27 2004 5:17PM GMT

Internet Scam Slammed

Internet Scam Slammed 09/14/2004 01:47 AM
Stock Patrol Sep 14 2004 6:30AM GMT

Scam Or Not: Free iPods?

Scam Or Not: Free iPods? 08/18/2004 06:32 AM
Most people admit that the idea behind a site promising free iPods if you sign up for trial offerings from various marketers (and convince others to as well) sounds like a scam. However, those who have done it insist it's no scam at all -- but a legitimate marketing practice that gets people to try various products or services in exchange for an iPod. That said, whether it's a full-out scam or simply a marketing ploy, it's still sketchy. Anything that requires you to get others to participate before you get your "prize" is going to lead to spam from people trying to get you to sign up so they can get their prize. Furthermore, you're giving up your info to a marketing company who clearly has incentive to resell it. Their privacy policy (which does not appear to show up in Firefox) admits that they're going to give your info to "marketing partners." So, while it may not be a full on scam, it is just like plenty of other marketing programs, where the end result is plenty of spam.

Publishing-scam vocabulary

Publishing-scam vocabulary 09/21/2004 06:23 AM
Cory Doctorow: Teresa Nielsen Hayden's latest blog-essay on publishing scams explores the vocabulary choices that tip off the likelihood of a sleazy publishing scam:

This is a segment of a larger piece, the working title of which has been "Ambient Misinformation about Publishing and Writing, and the Cultivation of the Reader Mind: A Rant I Didn't Get to Deliver at Noreascon." It has occurred to me that I could write about this one for a very long time without exhausting the subject.

Certain words and phrases are like little genetic markers for scammers. Here's a non-exhaustive list, non-exhaustively explained:

1. "Giving new writers a chance." Also: "Helping new writers."

While agents and publishers frequently do just this thing, they don't talk about it in those terms. For them, it's always a specific new book, a specific new author. Making judgements about which book and which writer they're going to work with is the heart of their job. When you hear someone talking in an indiscriminately general fashion about giving a chance to new writers, there's something wrong.

Same goes for "helping new writers." There might be legitimate projects aimed at helping new writers as a class, but the business they're in isn't agenting or publishing.

Link

C.P. man loses $3,000 Internet scam

C.P. man loses $3,000 Internet scam 07/25/2004 06:00 AM
Thetimesonline.com - Sun Jul 25, 06:39 am GMT

PayPal, The Fifth Credit Card?

The following phrases have been identified by the grok system as matching this entry: gestpay scam